How to Create a PayPal Account in Nigeria 2023


PayPal has become an essential tool for online transactions worldwide. If you are in Nigeria and want to use PayPal, there are specific steps you need to follow. This guide will help you to create a PayPal account that can receive and send money in Nigeria so that you can enjoy the convenience and security of online financial transactions.

Create a PayPal Account in Nigeria Guides:

1. Understanding the Basics

Before creating PayPal in Nigeria, it’s important to know a few things.

  • Availability: As of 2023, Nigerians can now fully use PayPal to send and receive payments, making it a valuable addition to your online financial toolkit.
  • Currency: PayPal in Nigeria primarily deals in U.S. Dollars (USD). You can link your Nigerian bank account or card to your PayPal account for transactions.
  • Verification: To enjoy the full range of PayPal features, you’ll need to verify your account. This typically involves linking a bank account and confirming your identity.

2. Signing Up for PayPal in Nigeria

Here’s a step-by-step guide to creating your PayPal account in Nigeria:

Step 1: Visit the PayPal Website

Go to the official PayPal website ( and click on the “Sign Up” or “Sign Up for Free” button.

Step 2: Choose Your Account Type

Select the account type you want: “Personal” for individual use or “Business” for commercial transactions.

Step 3: Provide Your Information

Fill in your personal details, including your email address and a strong password. Make sure to use a valid email address as this will be your PayPal login.

Step 4: Add a Lesetho Address (recommended)

PayPal is very strict with Nigerian accounts. This means that if a mistake is made, they will lock any money you put in the account or you might end up being unable to receive funds with the account, only able to send. Therefore, it is advisable to create your account using Lesotho. PayPal is safer and more widely accepted there, as well as in other African countries. By doing this, it will appear as if you live and do business in Lesotho.

Generate Random Address In Lesotho

Step 5: Verify Your Email Address

PayPal will send a verification email to the address you provided. Click on the link in the email to verify your email address.

Step 6: Link a Card or Bank Account

To make transactions, you’ll need to link either your Nigerian debit/credit card or bank account. PayPal will guide you through the verification process.

Step 7: Confirm Your Identity

PayPal may ask you to provide additional identification documents, such as your National ID or Passport, to confirm your identity. Simply follow the instructions and upload the required documents. Remember to use your Nigeria ID only, even if you need to enter a different address from Lesotho, as long as you provide the necessary information, they will approve it.

3. Start Using PayPal in Nigeria

Once your account is set up and verified, you can start sending and receiving payments using PayPal in Nigeria. Here are some tips for using PayPal:

  • Make sure you have a good internet connection and a safe device when using PayPal.
  • To receive money, give the sender the email address connected to your PayPal account.
  • Check your PayPal transactions regularly to keep track of your money.
  • Remember that PayPal charges fees for converting currencies and for international transactions.

By following these guidelines, you can use PayPal with confidence and keep your finances secure.


Creating a PayPal account in Nigeria in 2023 is easy. Just follow these steps to start using this secure online payment platform for your personal and business needs. Stay informed about PayPal’s policies and fees to make the most of it. Enjoy the convenience of managing your finances globally.

3 responses to “How to Create a PayPal Account in Nigeria 2023”

  1. Best Methods for Receiving Payment in Nigeria – PaytoNaira

    […] How to Create a PayPal Account in Nigeria 2023 […]

  2. Lawal Avatar

    Thanks very informative

  3. How to send and receive money through PayPal in Nigeria – PaytoNaira

    […] For more details and enlightenment, you can read the full guide article on How to Create a PayPal Account in Nigeria. […]

Leave a Reply

Your email address will not be published. Required fields are marked *